Helping Families Pay for Alzheimer’s Care Without Going Broke.
When someone you love needs care, the financial questions can feel overwhelming. We help you understand your options, explore ways to protect family finances, and navigate the Medi-Cal application process.
A 15-minute conversation about your family’s situation.
More peace today. A more secure tomorrow.
Certified Medicaid Planner
Planning with attorney coordination
Application support
Where is your family right now?
We need help paying for care now.
Care has started—or a move is approaching—and you need to understand your options.
We want to plan before a crisis.
A diagnosis or changing care needs has you thinking about what comes next.
Practical help with the decisions and details.
Understand Eligibility
Review your family’s circumstances and the requirements that may apply.
Explore Financial Protections
Evaluate options for savings, the family home, and a spouse’s financial needs with the appropriate professionals.
Prepare the Application
Get help gathering documents, completing forms, and submitting the application.
Stay Supported
Receive guidance with agency requests, follow-up, and next steps.
Explore care at home, assisted living, PACE, and nursing-facility options. Coverage and availability depend on the program and individual eligibility.
A clear path forward.
Start with a conversation
Tell us what’s happening during your free 15-minute consultation.
Understand your options
Continue with a paid discovery review with Richard and a Medicaid planning attorney.
Put your plan into action
Engage the team for planning, implementation, and application support.
Meet Richard
A person you can call. Guidance you can understand.
Richard Ladson, CMP™
Certified Medicaid Planner • Founder
Richard helps families make sense of long-term care planning and coordinates with attorneys and other professionals as the situation requires.
Richard Ladson, CMP™Personal guidance. A clear next step.
Frequently Asked Questions
Is it too late if my parent is already receiving care?
If care has already started, we can begin by reviewing what is happening now: the care setting, timing, costs, and questions your family needs answered. The consultation helps us determine whether a more detailed planning review would be useful. We cannot determine eligibility or promise an outcome from a brief conversation.
Can we explore options if my parent owns a home or has savings?
We can review your family’s circumstances and identify the questions that need a closer look. How a home or savings affects eligibility depends on the applicable program and individual facts. Planning recommendations require a detailed review with the appropriate professionals.
Can Medi-Cal help with care outside a nursing home?
Care at home, assisted living, and PACE are among the options we can help your family explore. Coverage, services, and availability depend on the specific program and individual eligibility. We will help you identify which questions to investigate for your loved one’s care needs and location.
What happens during the free consultation?
During the 15-minute conversation, you can tell Richard about your loved one’s care needs, your timing, and the questions on your mind. You will discuss whether the service is a fit and what a next step could look like. A detailed discovery review with Richard and a Medicaid planning attorney is a separate, paid step.
Let’s talk about your family’s next step.
Start with a conversation about your loved one’s care needs and the questions on your mind.
